Responsible borrowing requires borrowing money securely, based on you and your personal situation. Our advisers have extensive experience in responsible lending, we can provide excellent advice on what is possible, what you can expect and what you should take into account.
Securely borrow money
Borrowing money costs money, but should not cause any problems. You now want to borrow money safely and continue to be able to pay the credit well in the future. At Loanmerc we always look for a suitable credit with you. Suitable for your current situation and the situation that we can expect in the future.
Loan based on you and your situation
With Loanmerc, responsible lending leads to a loan that suits both you and the type of purchase you want to make with it. First of all, we take a good look at your personal situation, for example to ascertain the maximum amount that you can borrow. Up to what amount do you have the option to pay the monthly installment each month, consisting of interest and repayment? Is there also enough money left over for other things and up to what age can you continue to borrow? What does the situation look like in the future? These are things that we take into account, so that you can borrow money in a responsible manner. Moreover, we would like to refer you to NIBUD, for information and borrowing standards.
In addition, for a responsible loan we always look at the expenditure that you want to do with a loan. Are you taking out a loan that you would pay off in 10 years and does the car fail after 5 years? That is very annoying and not how you can take out a loan responsibly. We are happy to advise you on the type of credit and how you can best use it for the purchase that you have in mind.
Responsibly borrow money from Loanmerc
Borrowing money at Loanmerc means borrowing money responsibly. We provide open and honest advice. Research has also shown that the rates of Loanmerc are among the lowest in the Netherlands. That means that you can borrow money in an affordable way, extremely responsibly and completely securely.
We also gladly refer you to NIBUD for responsible lending. It is the independent foundation that advises consumers on how to keep their income and expenses in balance. For responsible lending, we would also like to refer you to the brochure ‘UnverseLoan’ from the Netherlands Authority for the Financial Markets (AFM).
You can request a quote right away if you want. Of course you can first calculate how much you can borrow. If you know that, you can see which monthly payments are best for you.
Do you have questions? Start a chat session or call us during office hours. We are happy to help you on your way.